A&F - Arson/Fire Insurance
A/C - Air Conditioning
A/COL - Additional Collateral
A/N - Assumed Name
ABR - Accredited Buyer Representative
ABRM - Accredited Buyer Representative Manager
ABSTR - Abstract
AC - Acres
AC or A/C - Air Conditioning
ACKGT - Acknowledgment
ACL - Air Crash Litigation
ACPT - Acceptance
ACQ - Acquisitions
AD - Admiralty
ADM - Administrative
ADMR - Administrator
ADMT - Amendment
ADOP - Adoption
ADR - Alt. Dispute Resolution
ADV - Advertising
AE - Association Executive
AFD - Agreement For Deed
AFFT - Affidavit
AGMT - Agreement
AGR - Agriculture
AGT - Agent
AIDS - AIDS Law
AIF - Attorney in Fact
AIR - Airline
AITD - All Inclusive Trust Deed
ALC - Accredited Land Consultant
ALUM - Aluminum Siding
AMO - Accredited Management Organization
AN - Antitrust
ANNEX - Annexation
ANTQ - Antique House
APD - Areas for Priority Development
APP - Appellate
APPL - Appliances
APPMT - Appointment
APR - Annual Percentage Rate
APT - Apartment
ARB - Arbitration
ARD - Arson Defense
ARM - Adjustable Rate Mortgage
ART - Art
ARV - After-Repaired Value
ASMT - Tax Assessment
ASSMT - Assessment
ASSN - Association
ASSOC - Associate(s)
ASSUM - Assumable Mortgage
ASSUM FIN - Assumable Financing
ATT - Attached Garage
AUTH - Authorization
AUTO - Automobile
AV - Aviation
AVAIL - Available
AVE - Avenue
AVT - Ad Valorem Tax

B&B - Bed & Breakfast
B/S - Bill of Sale
BA - Banking
BA, BHT, BHTRM - Bathroom
BAL - Balcony
BCR - Business Crime
BDRM - Bedroom
BKCY - Bankruptcy
BLDG - Building
BLK - Block
BLT - Built-ins
BLVD - Boulevard
BO - Bonds
BOD - Board of Directors
BOR - Board of Realtors
BP - Business Planning
BR - Bankruptcy
BR, BDRM - bedroom
BRK - Brick
BRK WALLS - Exposed brick walls
BSMT - Basement
BTSA - Bonus To Selling Agent
BUAN - Business Under Assumed Name
BUNG - Bungalow
BUS - Business

C/A - Central Air
C/D - Corrected Deed
C/EXR - Co-Executor
C/INS - Corrected Instrument
C/VAC - Central Vacuum
CA - Class Action
CAC - Central Air Conditioning
CAD - County Appraisal District
CAN - Cancellation
CAP - Capitalization
CAR - Certificate Authorizing Registration
CAS - Casualty
CATV - Cable TV
CBR - Certified Buyer Representative
CC - Closing Costs
CCIM - Certified Commercial Investment Member
CCR - Conditions, Covenants, and Restrictions
CDM - Condemnation
CEIL - Ceiling
CEM - Cemetery
CEM/D - Cemetery Deed
CER - Ceramic Tile Floors, Walls
CEREB - Cebu Realtors Board
CERT - Certificate
CFD - Contract For Deed
CH - Church
CH/A - Central Heat And Air Conditioning
CHMS - Certified Home Marketing Specialist
CID - Commercial & Investment Division
CIPS - Certified International Property Specialist
CIR - Circle
CIREI - Commercial Investment Real Estate Institute
CIVR - Civil Rights
CK/TP - Cooktop
CLHMS - Certified Luxury Home Marketing Specialist
CLPD - Clapboard
CLST - Closet
CLTV - Combined Loan To Value
CMA - Comparative Market Analysis
CMP - Community Mortgage Program
CMPT - Compactor
CMU - Communications
CNS - Certified Negotiation Specialist
CNTY - County
CO - Company
COCR - Cash on Cash Return
COF - Cost of Funds
COL - Collateral
COL - Colonial
COLL - Collections
COM - Computers
COM/D - Commissioners Deed
COMD - Commodities
COMM - Commercial
COMM - Commission
COMP - Compensation
COMR - Commissioner(s)
CON - Contract
CONDO - Condominium
CONF - Confirmation
CONS - Consumer
CONST - Consent
CONT - Contemporary
CONT - Contract
CONTN - Continuation
CONV - Conveyence
CONV TRANS - Convenient to transportation
COO - Certificate of Occupancy
CO-OP - An apartment building whose apartments are owned
COOP - Cooperative
COPY - Copyright
CORP - Corporate
COVNT - Covenant
CPM - Certified Property Manager
CR - Circle
CR - Credit Rights/Relations
CRB - Certified Real Estate Broker
CRE - Counselor of Real Estate
CREP - Creditor Representation
CRIM - Criminal
CRK - Creek
CRPT - Carport
CRS - Certified Residential Specialist
CS - Civil Service
CSC - Clerk of Superior Court
CST - Construction
CSTU - Constitution
CT - Court
CT/O - Court Order
CU - Credit Union
CUST - Customs
CVAC, C/VAC - Central Vacuum
CVY - Conveyancing

D/SEP - Deed of Separation
D/SUB - Deed of Subordination
D/T - Deed of Trust
D/W - Dishwasher
DBA - Doing Business As
DBL - Double
DCR - Debt Coverage Ratio
DEBT - Debtor Relations
DECL - Declaration
DED - Dedication
DET - Detached Garage
DEV - Development
DISC - Disciplinary Law
DISCH - Discharge
DISLN - Dissolution
DIV - Division
DK - Deck
DOL - Director/Officer Liability
DOS - Due On Sale Clause
DOT - Deed of Trust
DR - Designated REALTOR®
DR - Dining Room
DRMN - Doorman
DRY - Dryer
DSCR - Debt Service Coverage Ratio
DSP - Disposal
DUI - Driving Under The Influence

E - East
E&O - Errors and Omission
EA - Exclusive Agency
EB - Employee Benefits
EC - Employment Contract
ED - Education
EEO - Eq. Emp.Opportunity
EFF - Efficiency
EIK - Eat-in-Kitchen
EL - Elections
ELD - Elderlaw
ELEC - Electric
ELEV - Elevator
ELF - Existing Light Fixtures
EMC - Earnest Money Contract
EMD - Emp. Discrimination
EMI - Eminent Domain
EN - Energy
ENT - Entertainment
ENV - Environment
EO - Executive Officer
EP - Estate Planning
E-PRO - Internet Professional
EQ - Equine
ERS - Exclusive Right To Sell
ESMT - Easement
EST - Estate
EXC - Exec. Compensation
EXP - Exposure
EXR - Executor(s)
EXT - Extension
EXT - Exterior
EXT/A - Extension Agreement

F&D - Food & Drug
F&S - Fidelity & Surety
FAM - Family
FB - Full Bath (toilet + sink + shower + tub)
FCL - Foreclosure
FCRA - Fair Credit Reporting Act
FDIC - Federal Deposit Insurance Corporation
FDR - Formal Dining Room
FELL - Fed. Emp. Liab. Act
FEMA - Federal Emergency Managment Agency
FEN - Fenced yard
FFE - Furniture, Fixture, and Equipment
FHA - Federal Housing Administration
FHA/VA - Financing available
FHLMC - Federal Home Loan Mortgage Corporation, Freddie Mac
FID - Fidelity
FIN - Finance
FIN - Finished (attic, basement)
FIX FEE - Fixture fee
FIX/F - Fixture Filing
FLR - Floor
FLRS - Floors
FML - Formal (often DR)
FMR - Fair Market Rent
FMV - Fair Market Value
FN - Foundations
FNCD - Fenced
FNMA - Federal National Mortage Association, Fannie Mae
FOR - Foreclosure
FORF - Forfeitures
FOY - Foyer
FP - Financial Planning
FP - Fire place
FPL - Fireplace
FPLC - Fireplace
FR - Family room
FR - Franchise
FRBO - For Rent by Owner
FRD - Fraud
FRPLC, FPL, FPLC, FP - Fireplace
FRWY - Freeway
FRZ - Freezer
FSBO - For Sale by Owner

GAR - Garage
GARD, GDN - Garden
GC - Government Contract
GDN - Garden
GDN - Guardian
GL - General Liability
GLFP - Gas log fire place
GMAC - General Motors Acceptance Corporation
GNMA - Government National Mortgage Association
GOV - Government
GP - General Civil Practice
GRI - Graduate Realtor Institute
GRM - Gross Rent Multiplier
GTRM - Great room
GU - Guardianship
GZBO - Gazebo

H - Health
HA - Handicapped Rights
HB - Half Bath (toilet + sink)
HDW, HWF, HDWD - Hardwood floors
HELOC - Home Equity Line of Credit
HGTS - Heights
HLS - Hills
HLURB - Housing and Land Use Regulatory Board
HML - Hard Money Lender
HMOD - Handicap Modifications
HO - Hospital
HOA - Homeowners Association
HRS - Heirs
HSF - Heated Square Feet
HT/PMP - Heatpump
HT/WTR - Hotwater Heater
HUD - Housing and Urban Development
HUDCC - Housing and Urban Development Coordinating Council
HVAC - Heating, Ventilation and Air Conditioning
HW - Hardwood (floors)
HWH - Hot Water Heater
HWY - Highway
HWYRW - Highway Right-of-Way

JCT - Junction
JGMT - Judgement
JUV - Juvenile

KIT - Kitchen
KT - Kitchen

L - Left
L - Lot
L&E - Labor & Employment
L&T - Landlord & Tenant
L/O - Lease Option
L/P - Lease Purchase
L/S - Landlord Seller
LA - Living area
LAB - Labor
LAW - In-law Apartment
LDY/UT - Laundry/Utility Room
LEG - Legislation
LG - Local Government
LIB - Library
LIBOR - London Interbank Offering Rate
LIC - Licensing
LIS/P - Lis Pendens
LIT - Litigation
LL - Lower Level
LLC - Limited Liability Company
LLP - Limited Liability Partnership
LMB - Lands Management Bureau
LN - Lane
LOC - Line of Credit
LOI - Letter of Intent
LP - Limited Partnership
LPOA - Limited Power of Attorney
LR - Living Room
LRA - Land Registration Administration
LRC - Land Registration Commission
LSD PKG - Leased Parking Area
LTD/P - Limited Partnership
LTG - Leadership Training Graduate
LTL - Land Title
LTR - Letter
LTV - Loan to Value
LU - Land Use
LW - Loan Workouts

M&A - Mergers/Acquisitions
M/ACT - Memorandum of Action
M/LSE - Memorandum of Lease
M/SEP - Memorandum of Separation
MAI - Member Appraisal Institute
MAL - Malpractice
MAO - Maximum Allowable Offer
MAR - Maritime
MBR - Master Bedroom
MBRB - Master Bed Room Bath
MC - Motor Carrier
MD - Mediation
ME - Media
MED - Medical
MED - Mediterranean
MEDMAL - Medical Malpractice
MEMO - Memorandum
MERG - Merger
MGT - Management
MICRO - Microwave
MIL - Military
MIN - Mining
MIP - Mortgage Insurance Premium
ML - Mechanics Liens
MLS - Multiple Listing Service
MO - Mortgage
MOD - Modification
MOD/A - Modification Agreement
MOP - Motion Practice
MRA - Master Residential Appraiser
MT - Mount
MTG - Mortgage
MTG/D - Mortgage Deed
MTN - Mountain
MUD - Municipal Utility District
MUN - Municipal

N - North
N/CHG - Name Change
N/INT - Notice of Intent
N/REG - Notice of Request
N/SAT - Notice of Satisfaction
N/SET - Notice of Settlement
N/SUB - Notice of Substitution
NAR - National Association of Realtors
NCA - Noncompet. Agreement
NEG - Negligence
NEGO - Negotiations
NF - Next Friend
NIV - No Income Verification
NNN - Triple Net Lease
NOD - Notice of Default
NOI - Net Operating Income
NOO - Non-Owner Occupied
NPO - Nonprofit Organ.
NR - Natural Resources
NR BST SCHLS - Near The Best Schools
NURS - Nursing Home
NWLY REN - Newly Renovated

O&G - Oil & Gas
O/F - Owner Finance
OFF - In-Home Office
OO - Owner Occupied
OPT - Option
OPT - Other Percentage Tax
ORD - Ordinance
OSHA - Occupational Safety & Health Administration

P - Plat
P&C - Property & Casualty
P&S - Purchase and Sale
P/A - Power of Attorney
P/R - Personal Representative
P/REL - Partial Release
PA - Patents
PC - Public Contracts
PET - Petroleum
PFL - Profit Liability
PH - Penthouse
PH - Phase
PH - Public Housing
PI - Personal Injury
PITI - Principal Interest Taxes Insurance
PK - Park
PK VU - Park view
PL - Place
PL - Products Liability
PMI - Private Mortgage Insurance
PNLD - Paneled
POA - Power of Attorney
POR - Portion
POT'L - Potential
PPI - Plaintiff's Pers. Injury
PPS - Pension/Profit Sharing
PREM - Premises Liability
PRKG - Parking
PROB - Probate
PROL - Professional Liability
PROP - Property
PT - Part
PT/FINL - Partially Finished
PT/O - Part Of
PTNR - Partner
PTNRP - Partnership
PUD - Planned Unit Development
PVT, PRIV - Private
PWDR RM - Half Bathroom Or Powder Room

QCD - Quick Claim Deed

R - Right
R/AGT - Registered Agent
R/C - Restricted Covenants
R/COM - Report of Commissioners
R/M/A - Road Maintenance Agreement
R/O - Registered Owner
R/P/A - Revocation of Power of Attorney
R/TR - Resignation of Trustee
R/W - Right of Way
RA - Radio
RAD/HT - Radiant Heat
RAIL - Railway
RCVR - Receiver
RD - Road
RE - Real Estate
REA - Real Estate Appraiser
REB - Real Estate Broker
REC - Real Estate Consultant
REC/PL - Recreation/Play Room
RECOM - Recombination
REF - Refrigerator
REG - Regulation
REI - Real Estate Investing / Real Estate Investor
REIA - Real Estate Investors Association
REINS - Reinstatement
REIT - Real Estate Investment Trust
REL - Release
REL/D - Release Deed
REL/R - Release of Restrictions
RELA - Real Estate Licensing Act
RELQ - Relinquishment
RENO - Renovated
RENUN - Renunciation
REO - Real Estate Owned
REO - Reorganizations
REPT - Report
REQ - Request
RES - Residential
RESIG - Resignation
RESOL - Resolution
RESTR - Restrictions
RESUB - Resubdivision
REV - Revised
REV - Revision
RICO - Racketeering Influenced & Corrupt Organizations
RIV VU - River View
RLI - REALTORS® Land Institute
RM - Room
RNCH - Ranch
RNG - Range
RNMI - REALTORS® national Marketing Institute
ROI - Return On Investment
ROTY - REALTOR® of the Year Award
RP - Real Property
RPAC - REALTORS® Political Action Committee
RR - Raised Ranched
RR FLAT - Railroad flat
RRC - Referral and Relocation Certified
RS - Rent Stabilized
RTE - Route
RTO - Rent to Own

S - South
S&L - Savings & Loan
S/COL - Substitution of Collateral
S/D/T - Supplemental Deed of Trust
S/IND - Supplemental Indenture
S/TR - Substitution Trustee
SAT - Satisfaction of Mortgage
SCH - School
SCPD - Landscaped
SD - School District
SEC - Section
SEC - Securities
SEC/SYS - Security System
SEP ENTR - Separate Entrance
SEP/A - Separation Agreement
SF - Square Feet
SFH - Single Family House
SFH - Square Feet Heated
SFR - Single Family Residence
SH - Shareholders
SH - Sheet
SHF/D - Sheriff Deed
SHNGL - Shingle
SIOR - Society of Industrial & Office REALTORS®
SKLYLT - Skylight(s)
SO EX - Southern Exposure
SOL - Solarium
SP/ENT - Separate Entrance
SPLT - Split Level
SQ FT - Square Feet
SR - State Road
SRES - Senior Real Estate Specialist
SSD - Social Sec. Disability
SSI - Social Security
ST - Secured Transactions
ST - Street
STMT - Statement
STY - Style of house
SUB - Subdivision
SUB/A - Subordination or Resubordination Agreement
SUB2 - Subject to existing financing
SUR - Surety
SUSP - Suspension
SWR - Sewer Or SSeptic

T&E - Trusts & Estates
T/B - Tenant Buyer
TAX - Taxation
TCC - Tax Clearance Certificate
TCT - Tract
TCT - Transfer Certificate of Title
TD - Tax Declaration
TECH - Technology
TERM - Termination
TIL - Truth In Lending
TITL - Titles
TLC - Tender Loving Care
TM - Trademarks
TMB/D - Timber Deed
TO - Tort
TOX - Toxic Torts
TP - Township
TR - Trade Regulation
TR/B - Trustee in Bankruptcy
TR/D - Trustee’s Deed
TRAN - Transportation
TRI - Trials
TRU - Trusts
TS - Trade Secrets
TWNHS - Townhouse
TWP - Township

UBIT - Unrelated Business Income Tax
UC - Unfair Competition
UCC - Uniform Commercial Code
UNC - Unemp. Compensation
UNFIN - Unfinished (attic, basement)
UPR - Upper Floor
UTL - Utilities

VA - Variance
VA - Veterans Administration
VAT - Value Added Tax
VERIF - Verification
VLT/CL - Vaulted Ceiling(s)
VW, VU, VWS, VUS - View(s)

W - West
W&E - Wills & Estates
W&H - Wage & Hour
W&T - Wills & Trusts
W/D - Washer / Dryer
W/OVN - Wall Oven(s)
W/W - Wall To Wall
W/W CPT - Wall To Wall Carpet
WA - Water Rights
WAR - Warranty
WASH - Washer
WBF - Wood Burning Fireplace
WBFP - Wood Burning Fireplace
WC - Worker's Comp.
WD - Wood(s)
WD - Wrongful Death
WD FLR - Wood Floor
WDIS - Wrongful Discharge
WHLPL - Whirlpool Tub
WI/CLST - Walk-In Closet
WIC - Walk-In Closet
WTR - Water (city or well)
WU/ATT - Walk-Up Attic
WVR - Waiver

YD, YRD - Yard
YO - Year Old

Z&L - Zoning & Land Use
ZO - Zoning